In the attached video, attorney Michael Moore of the Moore Law Firm addresses some widespread myths about storm damage insurance claims in Texas. With recent storms causing significant damage across Hidalgo County, this video serves as a timely resource for homeowners navigating the insurance claims process. Below, we summarize some key points to help you better understand your rights and options when dealing with storm-related property damage.
Myth 1: If My House Looks Fine, I Don’t Need to File a Claim
Even if there are no visible signs of damage, it’s crucial to inspect your property thoroughly after a storm. As Michael Moore explains, finding shingles on the ground, water spots, or structural damage means you should file a claim promptly. Delaying could lead to claim denials, as insurance companies require timely notice to assess damages.
Myth 2: Cashing My Insurance Check Ends My Claim
Many homeowners mistakenly believe cashing their insurance payout prevents further claims. Moore debunks this, stating that accepting initial payments doesn’t waive your right to pursue additional compensation. Use these funds for immediate repairs, and consider consulting an attorney for a free second opinion if the amount seems insufficient.
Myth 3: Filing Multiple Claims Will Get My Policy Canceled
Texas law prohibits insurance companies from canceling policies due to claims stemming from natural events like storms within a three-year period. If your policy is canceled after legitimate claims, it may be a case of bad faith, and you should seek legal assistance.
Myth 4: Hiring a Lawyer Reduces My Payout
Hiring a skilled attorney often leads to higher settlements. The Moore Law Firm fights to recover damages, attorney fees, and penalties on behalf of clients, ensuring you get enough to restore your property fully.
Myth 5: Insurance Companies Always Act Lawfully
Unfortunately, some insurers conduct minimal investigations or undervalue claims intentionally. Moore highlights the importance of holding these companies accountable through competent legal action.
Don’t navigate the complexities of storm damage claims alone. Watch the video for more details, and contact the Moore Law Firm for a free consultation. Protect your rights and ensure you receive the compensation you deserve.
Contact the Moore Law Firm today! Call 956-400-0000 or visit Moore-Firm.com for more information.