Fire Damage Claim Lawyer

How Can a Fire Damage Claim Attorney Help?

Fire damage can be devastating. A property owner may suffer significant financial losses due to the unfortunate event. This is not only traumatic for the victim and their family but can be incredibly stressful as well.

During the aftermath of the fire, a family can be left without their home and necessities. While the loss of personal items that hold sentimental value, as well as financial value, can be painful for many, the situation is not hopeless.

An experienced fire damage claim lawyer at the Moore Law Firm can help you file a claim and will handle negotiations with the insurance company to ensure you obtain the compensation you need to rebuild your life.

At the Moore Law Firm, we know the type of financial impact a fire can have and the urgency required to get through the claims process as quickly as possible to allow you to restore your property.

Our legal team can help by:

• Reviewing the insurance policy
• Investigating the claim for any evidence of bad-faith insurance tactics
• Consulting with experts to conduct an assessment of property damage
• Determining the value of your losses
• Handling all communication with the claims adjuster
• Fighting for a fair settlement

Dealing With the Insurance Company

People are often left without homes, electricity, and necessities in the aftermath of a fire. During this time, the owner may have trouble negotiating with the insurance company. Claims adjusters may dispute the claim or refuse to cover the damages. In some cases, an insurance company may even place the blame of the fire on the homeowner, to avoid paying the settlement they deserve.

In situations like these, it’s important to know your rights. At the Moore Law Firm, our fire damage claim lawyers can help you take on the insurance company to ensure you recover the fair settlement you deserve and need to repair your property.

What Types of Property Damage Can Fires Cause?

Depending on the severity of the fire, damage can include:

• Water damage
• Wood damage
• Structural damage
• Wind damage
• Electrical damage
• Plumbing damage
• Melting
• Smoke damage
• Roof damage

What Common Types of Property Damage Does a Homeowner Insurance Policy Cover?

Fire and smoke damage coverage insures property owners of financial and personal losses sustained after a fire. This type of coverage can include structural property damage and personal belongings.

Damage coverage can include:

• Structural damage
• Clothing
• Electronics
• Furniture
• Outdoor foliage
• Appliances
• Outdoor structures
• Landscaping
• Expenses covered for temporary relocation

The types of coverage and the coverage limits will vary depending on the policy and the terms and conditions found within the policy.

What Are Bad Faith Tactics Insurance Companies Use to Deny a Claim?

If you believe your claim was unfairly denied and your claim hasn’t been granted an additional review, you may be eligible to take legal action.

A claims adjuster can mishandle a claim by:

• Undervaluing damage
• Failing to explain why a claim is denied
• Delaying an investigation
• Delaying payment
• Refusing to investigate a claim or review a claim
• False allegations of arson or fraud
• Ignoring evidence
• Providing misleading or false information about policy coverage

Hiring a fire damage claim lawyer at the Moore Law Firm can significantly increase your chances of recovering the compensation you deserve. An attorney can dispute a claim or help you file a bad-faith insurance claim against the insurance company. Our legal team will work hard to secure the compensation you and your family need and deserve after this type of devastating loss.