In the attached video, Attorney Michael Moore of the Moore Law Firm explains why, after a property damage event such as a storm, fire, or burst pipe, calling a public adjuster is often unnecessary—and may even cost you far more than it should.
The first step after property damage is calling your insurance company directly. As part of your policy agreement, they have a legal duty to guide you through the claims process, conduct a reasonable investigation, and treat you fairly. You’ve already paid for this service through your premiums—so there’s no reason to pay someone else simply to act as a go-between.
Public adjusters typically charge 10% of your total claim—that’s $10,000 on a $100,000 claim—just to make calls and send information on your behalf. They can’t collect fees from your insurance company, so their percentage comes straight out of your settlement—money you could be using to repair your property.
If your insurance company delays payment, underpays your claim, or fails to properly investigate your damages, that’s when you should call the Moore Law Firm. Our team will send an expert to inspect your property, compare findings to the insurance company’s report, and determine if you’ve been treated fairly. If they’ve shortchanged you, we’ll fight to recover the full value of your damages—plus attorney’s fees and any penalties they owe under Texas law.
The best part? We don’t charge you upfront. Our fees are recovered from the insurance company, which means more of your settlement goes toward rebuilding your home or business.
📞 Before you hire a public adjuster, call the Moore Law Firm for a free claim evaluation. Let us help you get 100 cents on the dollar for your property damage—without losing a percentage to unnecessary middlemen.