The recent storms that swept through Texas left thousands of homeowners dealing with severe property damage. From tornadoes in North Texas to powerful winds in South Texas, Texans are now facing the frustrating process of filing insurance claims. Unfortunately, many insurance companies make this process difficult, offering low settlements or outright denying claims.
At Moore Law Firm, we’ve been helping Texans with property damage claims for over 30 years. If your home was damaged in the latest storm, here’s what you need to know about your rights and how to ensure you get the compensation you deserve.
How the recent March Storms Impacted Texas Homeowners
The severe weather brought multiple forms of destruction across Texas:
- Irving Tornado – An EF-1 tornado struck Irving, causing extensive property damage and leaving over 300,000 residents without power.
- San Antonio Wind Damage – Wind gusts of up to 50 mph caused widespread roof and fence damage, especially in neighborhoods like Redbird Ranch.
- Wildfire Risks – The storm’s dry, windy conditions fueled wildfires in western Texas, leading to additional property losses.
- RGV Storms – high winds, hail and catastrophic record breaking rain fall caused widespread damage
If your home or business suffered damage, acting fast is crucial to avoid costly claim delays or denials.
Why Insurance Companies Deny Storm Damage Claims
Insurance companies often try to minimize payouts after a major disaster. Here’s how they might try to deny your storm damage claim:
- Claiming “Pre-Existing Damage” – Insurers may argue that your roof or property was already in poor condition before the storm.
- Downplaying the Damage – Adjusters may say the damage is only cosmetic and does not require a full repair.
- Delaying Your Claim – Some insurers stall claims with unnecessary paperwork, hoping you’ll accept a lower settlement or give up.
- Using Policy Loopholes – If your policy contains exclusions based on your roof’s age or type of damage, the insurer may use this as a reason to deny coverage.
Insurance companies are not on your side—but we are.
Steps to Take If Your Storm Damage Claim is Denied
If your insurance company denies or undervalues your claim, you still have options. Follow these steps to protect your rights:
- Request a Written Denial – Insurance companies must provide a detailed reason for denying your claim.
- Gather Evidence – Take photos of the damage, obtain repair estimates, and get weather reports to support your case.
- Get an Independent Inspection – A contractor or public adjuster can assess the damage and provide an unbiased report.
- Review Your Policy – Our attorneys can help you understand the fine print and challenge any unfair denials.
- Take Legal Action if Needed – If your insurer is acting in bad faith, Moore Law Firm can fight for the compensation you deserve.
Moore Law Firm Will Fight for You
At Moore Law Firm, we specialize in helping Texas homeowners get the insurance payouts they deserve after severe weather events. Our team is ready to stand up to insurance companies on your behalf, ensuring they don’t take advantage of you during this difficult time.
If your home was damaged in the recent storm and your insurance company isn’t treating you fairly, call Moore Law Firm at 956-400-0000 or contact us online at moore-firm.com.
You paid for your policy—don’t let your insurance company shortchange you.